New Jersey Workers’ Comp: Common Claim Mistakes

If you’ve been injured on the job, New Jersey Workers’ Comp law has certain provisions that enable you to file a claim for benefits that cover your medical treatment and a certain percentage of your lost wages. In order to be eligible for these benefits, however, you have to go through the claims process, a cumbersome and discouraging experience that can be mitigated greatly with the assistance of a Morristown Workers’ Compensation attorney.

Workers’ Comp claims are a burden generally borne not by your employer, but by your employer’s Workers’ Comp insurance provider. Like other insurance companies, Workers’ Comp insurance companies have strict policies intended to filter out as many claims as possible. Remember, the more money that an insurance company collects in monthly premiums and the less it doles out for claims, the more profits the company reaps. In this way, it’s essential that you not miss even the slightest detail in your claims process. 

Some of the most common claim mistakes include: 

• failing to report the injury in a timely fashion;
• only reporting the injury to your personal doctor;
• using your health insurance to pay for medical treatment instead of using Workers’ Comp;
• failing to recognize a workplace injury; and
• assuming a pre-existing condition isn’t covered by New Jersey Workers’ Comp. 

Help From a Morristown Workers’ Compensation Attorney is Just a Phone Call Away

The law firm of Manfred F. Ricciardelli, Jr. LLC represents good, honest people in work accidents, New Jersey Workers' Compensation cases, Social Security disability claims, and New Jersey car accident claims. Call us at 1-973-285-1100 today for a free consultation.