Social Security Disability is a program that provides benefits to people who are disabled and cannot work. Although 57 million Americans are living with disabilities, only about a quarter of them actually receive SSD benefits. People may hold off from applying for SSD benefits because they believe these common Social Security Disability myths:
Myth: SSD is the same as Welfare.
Fact: Social Security Disability is a program that workers pay into out of their regular paychecks. Only people who have done this (or their dependents) are eligible for SSD benefits. Welfare, on the other hand, is a program that gives assistance to those with little or no income.
Myth: You must be disabled for a year before you can apply for SSD benefits.
Fact: In order to be eligible for disability, you must be disabled or expect to be disabled for at least one year. There is nothing in the law that says you cannot apply for SSD benefits sooner than that.
Myth: Social Security Disability always denies you the first time.
Fact: The Social Security Administration has no policy where it always denies the first application for benefits. If your application is denied, you have 60 days to appeal the decision.
Applying for SSD benefits can be overwhelming. It's a good idea to hire a NJ SSD lawyer to help guide you through the process. Manfred Ricciardelli will help you gather the right evidence and secure the benefits you and your family need.
Would you like us to represent you, or do you just have questions? Contact us today at 973-285-1100 to schedule a free initial consultation. If you hire us to represent you, you don't pay us unless we win your case.