If you have a NJ work injury, how and when you report it matters. It's usually the difference between a speedy acceptance of your claim and a long, drawn-out battle with the insurance company. Claims are usually denied because the insurer believes the injury is not work-related. By being prompt and accurate from the start, you can protect yourself and help your claim be approved. Here are 4 tips to keep in mind when reporting your injury to your employer:
Report the accident and injury the same day it happens. Do so in writing, by email, or directly by voice. This will make it difficult for your employer to deny that you reported it.
Seek medical attention the same day, or as soon as possible. Make sure to give an accurate history of how you were hurt at work.
Make sure there is not a weekend, holiday, vacation, or sick leave in between the day you were hurt and the day you report your injury.
In addition to reporting the incident, give details about when and how it occurred.
In many workplace accidents, the employer is to blame. However, it's also possible that you caused your own New Jersey work accident. If this happens, don't be afraid to report your injury. New Jersey has a no-fault approach when it comes to work-related injuries. This means that, even if the accident is your fault, you are entitled to NJ workers' compensation benefits.
Were you hurt from a work accident or occupational exposure? Now is the time to get in touch with a Morris County NJ Workers' Comp lawyer. Manfred Ricciardelli will help you understand your rights and get through the legal system. He will help you make the right decisions at the right time. To discuss your case and legal options, we invite you to schedule a free consultation at our office. Call 973-285-1100 or fill out our online contact form today.