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4 Workers’ Comp Myths You Shouldn’t Believe


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8/5/2013
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Where would you turn if you had legal questions? Maybe you’d ask a family member or friend. Or maybe you’d do a Google search.

During your research process, you may run into a lot of confusing terminology and conflicting information. This is particularly true when it comes to Workers’ Compensation law. How do you know what to believe?

New Jersey Workers’ Comp lawyer Manfred Ricciardelli breaks down four common workers’ comp myths:

  1. Myth: Your employer’s insurance company will always take care of you.
    Fact: Insurance companies rarely have your best interest in mind. After you report a work accident, the insurance company will try to limit how much money they pay you, either directly or through medical benefits. A workers’ comp lawyer can help ensure that you get all of the compensation you deserve.
  2. Myth: You can be fired for filing a Workers’ Comp claim.
    Fact: Legally, your employer cannot fire or retaliate against you for filing a Workers’ Comp claim. If this happens, your employer is violating your rights as an injured worker. You may want to speak with a Workers’ Compensation attorney for help.
  3. Myth: If the accident was your fault, you cannot receive Workers’ Comp benefits.
    Fact:  New Jersey has a “no-fault” approach when it comes to Workers’ Compensation law. This means that you are entitled to benefits even if your accident or exposure is your fault.
  4. Myth: Workers’ Compensation is only for people who can never go back to work.
    Fact: You do not need to be permanently disabled to be eligible for Workers’ Comp benefits. In fact, most injured workers return to the same job they had before their accident. Workers’ Compensation provides you with medical benefits and pay for lost wages during your time out of work. If you have a permanent loss of function from the accident, you may also be entitled to a cash settlement.

Applying for Workers’ Compensation benefits is a complicated process. There are barriers built into the system that make it difficult for the average person to represent themselves. An experienced Morristown work injury lawyer can help. Let us take care of the legalities while you focus on your recovery.

We invite you to come in for a FREE, one-on-one consultation to discuss your legal options. To get started, call 973-285-1100 or fill out our online contact form today.



Category: Workers' Comp

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