In short, yes. If you sustain an injury due to an automotive accident while at work in New Jersey, you are covered by New Jersey workers’ compensation.
Many jobs require driving as part of their duties:
- Emergency responders (police officers, fire fighters, paramedics)
- Personal drivers
- Delivery services
Many car accidents involve drivers who are on duty for work and are rushing to their next job or delivery site. Though some might think they aren’t entitled to benefits if the accident was their fault, this isn’t true; NJ Workers’ Comp operates on a no fault basis. Even if you were speeding, ran a red light, or rear-ended someone, you may still be eligible for fully paid medical care and temporary or permanent disability benefits from your employer’s WC insurance. Employees only have to prove the accident resulted from their employment.
Car accident and workers’ comp laws can be confusing; that’s why it’s important to speak with a Morris County attorney as soon as possible. Workers' compensation attorney Manfred F. Ricciardelli has over twenty years of experience representing injured workers and others involved in motor vehicle accidents. Schedule your free consultation today by filling out our online contact form or calling (973) 285-1100.