New Jersey Workers' Comp: Independent Medical Exams Not Always Objective
After you have suffered an injury in the workplace, your employer or insurance provider may ask you to complete an Independent Medical Examination. Believe it or not, these examinations are not always in your best interest. In some cases, the results of the IME are biased in the employer’s favor and could potentially hinder your claim. Protect yourself by hiring a New Jersey Workers’ Compensation lawyer.
The intent of an Independent Medical Examination (IME) is to assess whether your job-related injuries are real and not exaggerated. IMEs are typically performed by a physician who is not your regular doctor. Oftentimes, the insurance carrier will want to handpick the medical professional who evaluates you.
Conflict of Interest
It goes without saying that the insurance provider is out to protect itself against financial losses. Consider this before you go through with an IME. When insurance providers select a physician to perform an IME, the doctor is paid by the company for this evaluation. Although some IME professionals maintain objectivity, being aware of a potential conflict of interest in this situation will only help protect you against biased reports, which could impact your case down the line.
In this situation, you have a right to:
- have your attorney, as well as a nurse practitioner, present for the IME;
- dispute the insurer’s choice of doctor; and
- opt to allow the courts to designate an impartial physician.
A New Jersey Workers’ Compensation Attorney Can Help
Since 1992, the law offices of Manfred F. Ricciardelli Jr. have fought employers and insurance carriers in New Jersey for fair compensation for employees injured on the job. Mr. Ricciardelli formerly acted as in-house legal counsel in the Workers’ Compensation department for a major insurance company. Through his tenure, he learned the ins and outs of Workers’ Compensation claims and is now using his expertise to help clients earn the benefits to which they are entitled. For a free consultation, call 973-285-1100 today.
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