When you are injured in a workplace accident, you may be entitled to receive New Jersey Workers' Compensation benefits. If your claim is approved, your employer or their insurance carrier must pay for your medical expenses, loss of wages and permanent disability, if applicable.
Medical benefits paid out by Workers' Compensation insurance covers a number of expenses, which include:
- medical treatment;
- hospitalization costs;
- prescriptions; and
- doctor visits.
When you are injured at work, your employer or their insurance carrier has the right to select your health care provider; however, if they refuse to provide medical treatment or there is an emergency, you can choose your own physician.
Temporary Total Disability Benefits
If you are unable to work for more than 7 days, you can receive temporary total disability benefits, which covers 70% of your average weekly income. These benefits cannot exceed 75% of the Statewide Weekly Wage or fall to less than 20%. These benefits are terminated when you go back to work or your medical condition cannot be improved.
Permanent Disability Benefits
If your workplace injury results in permanent disability that prevents you from working, you may be eligible for permanent partial or permanent total benefits. Again, you will receive a portion of your salary each week to compensate for your lost income.
Contact a New Jersey Personal Injury Attorney
When you have sustained a workplace injury, you should immediately notify your employer to begin the claims process. A personal injury attorney can also help you file a claim. Manfred F. Ricciardelli, Jr. is a dedicated Workers' Comp attorney who has helped thousand of clients with their cases. To learn how he can help you, please call 1-877-360-0183 or complete an online contact form today.