How Do My Medical Bills Get Paid if I've Been Hurt at Work?
Suffering from an injury at work is stressful, but one thing that you should not have to worry about is paying for medical bills. In New Jersey Workers’ Compensation, your employer is responsible for providing you with medical care for your at-work injury. They must provide care until you have achieved maximum medical improvement (MMI). MMI is the point at which you have reached your full recovery potential; in other words, the best you will get after your accident.
Your employer is responsible for paying 100% of your medical bills as long as doctors believe that their treatment can improve your condition. There are no co-pays, and your employer must pay for everything their doctors think is necessary. This may include:
- Physical therapy
- Supporting devices
- Prescription medication
Because your employer is paying for your medical care, they have the right to choose your doctors. Your employer must be reasonable; they must select doctors that are experts in the area of your injury and are located near your home. If your attorney disagrees with the doctors your employer has chosen, they may file a motion with the court to get the judge to order your employer’s insurance company to change to a more suitable doctor. If you simply go to your own doctor, you will be responsible for paying your medical bills as your regular practitioner was not selected by your employer.
If you have been hurt on the job, you may be entitled to workers’ compensation benefits such as financial benefits and payment for your medical bills. If you are unsure of your rights, you should speak to a NJ workers’ comp attorney immediately. Manfred F. Ricciardelli, Jr. has been practicing workers’ comp law for over twenty years. Mr. Ricciardelli will guide you through the process and fight for your benefits. For a free consultation, call us today at (973) 285-1100 or fill out our online contact form.
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