Yes, once you settle a car accident claim you are no longer able to get medical compensation. This is why if you have sustained serious injuries, you should secure legal help from a Morristown, New Jersey car accident attorney.
Insurance companies generally have 2 goals when it comes to an auto accident claim. The first is to settle your claim for as little as possible. The second is to do it as quickly as possible.
Your initial medical treatment may be covered through your accident claim. The insurance company may have no problem taking care of that. But they will try to avoid additional expenses such as future surgery, physical therapy, rehabilitation or other medical costs.
In addition, you may be out of work. The insurance company doesn’t want to compensate you for lost earnings. This is why insurance companies try to settle claims quickly. If they can get you to agree to a settlement right away, there is nothing you can do with any future medical expenses.
It is never a good idea to agree to a settlement without first speaking to an attorney. They understand the tactics used by insurance companies to avoid paying more than they have to.
The insurance company doesn’t want you to speak with an attorney, since they know this could end up impacting the amount of your settlement. So even if they try to convince you that your case isn’t worth seeing an attorney, don’t take their word for it.
Help from a Morristown, NJ Car Accident Attorney is Just a Phone Call Away
The law firm of Manfred F. Ricciardelli, Jr. LLC represents good, honest people in work accidents, New Jersey Workers' Compensation cases, Social Security disability claims, and New Jersey accident claims. Call us at 973-285-1100 today for a free consultation.