Q What’s the Difference Between Social Security Disability and Supplemental Security Income?
There is a big difference between Social Security Disability (SSD) and Supplemental Security Income (SSI). While both are offered by the Social Security Administration, the qualifications and rules for each are very different, so you should be sure which one you need when applying for Social Security benefits in New Jersey.
- Social Security Disability is available for people who are suffering from a medical condition that will keep them out of work for at least one year. You may be eligible if Social Security has been deducted out of your paychecks by your past employers. Social Security does not offer short-term disability payments.
- Supplemental Security Income is only available for disabled people with very limited income and resources. In most cases, these individuals are 65 or older, blind, disabled, or completely unable to work. If you qualify for these monthly payments, you may also qualify for additional aid such as Medicaid and food stamps.
If you qualify for SSI benefits, you may be able to get disability payments as well. However, you must be able to prove that you have a severe financial need and be able to demonstrate the limits of your disability—both of which can be difficult without the help of a Morristown Social Security attorney.
At the law office of Manfred F. Ricciardelli, Jr., LLC we can tell you how much you could be owed in your free case evaluation. Call us today at 877-360-0183 or fill out the form on this page to get started. As always, we will not charge you anything for our services unless we win your case.