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Q
When Should I Apply for Social Security Benefits?

A

If you are disabled and feel that you cannot work, you may not know when you should apply for Social Security Disability benefits. The Social Security Administration (SSA) estimates that your application will be completed in 90-120 days, but it is common for it to take longer than that. There is also a 70% chance that your initial claim will be denied, and you may choose to go through the appeals process. To help minimize the waiting time, it is a good idea to file a Social Security disability claim as soon as you are eligible.

When do I become eligible for SSD benefits?

You will most likely be able to file a disability claim on the day after you stop working or the day after your monthly earnings drop below $1,010, assuming your condition is expected to last at least a year.

Should I wait until my condition gets worse to file a claim?

You don’t have to wait for your condition to get worse to file a claim. If your initial application is denied and your condition gets worse by the time of your reconsideration or hearing, you’ll have the chance to submit any new evidence of your condition then. In other words, it can’t hurt to get the process started sooner.

Who should wait to file a Social Security Disability claim?

If your claim doesn’t have obvious, long-term impairment, it may be a good idea to wait until you haven’t worked for six months before you apply for benefits.

In any case, it is a good idea to speak with an experienced NJ Social Security Disability lawyer who can help guide you through this process. You need someone on your side that can answer your questions, review your claim, and make sure you have everything you need. Call the office of Manfred F. Ricciardelli Jr. today at 973-285-1100 to set up a free consultation.

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