It is understandable that you would want your family to be provided for after you are no longer living. The good news is, the Social Security Administration has rules in place to provide for your surviving children as long as they are under age 18. While the SSA will also pay benefits to surviving spouses, the rules for husbands and wives are more complex:
- Combining benefits. If your wife already receives her own Social Security benefits, the SSA will combine all eligible benefits so that she will receive the highest possible amount she is entitled to.
- Retirement complications. The SSA is structured to pay out all retirement benefits before paying disability benefits, so when your spouse reaches retirement, their benefit payments will be reduced to include the amount for your disability.
- Pension reductions. If your spouse collects a pension from any outside organization, such as a government contract or a job overseas, her payments may be reduced to accommodate the extra income.
At Manfred F. Ricciardelli, Jr., we know you want to provide the maximum amount of benefits for your family. However, there are many rules and exceptions to the disability benefits law that make it difficult to know just how much they could receive. We can provide New Jersey social security benefits help, giving you the peace of mind you need to care for your family.
To begin your FREE, one-on-one case evaluation, contact our dedicated law team today at (877) 360-0183 or simply fill out the form on this page.