Is Your Work Injury Covered by Workers’ Compensation? Your Employer Might Not Agree.
Many people who are injured at work put their trust in their employer’s workers' compensation benefits. After all, if you were injured in the course of your daily work, there’s no reason you should be denied benefits for your injury, right?
Not necessarily. As a trusted New Jersey workers’ compensation attorney can tell you, your employer can deny a rightful workers’ compensation claim for a number of reasons. For example:
- Breaks. There are some exceptions to workers’ compensation if you were injured while not on “official” company time. If you were injured while eating lunch at a nearby restaurant, you probably are not eligible for workers' compensation. However, if you were injured while picking up lunch for your boss, or while eating on the company’s premises (such as in a cafeteria), then you may be eligible for benefits.
- Company events. Many companies will deny compensation for injuries that happen during work retreats or get-togethers (such as holiday parties, picnics, barbecues, or social events). Workers often don’t realize that injuries that occur at these events are usually covered by workers' compensation if the event was sponsored by the employer.
- Travel. Injuries during work-related travel can be difficult to claim under workers' compensation. For instance, you will probably not receive benefits if you are injured on your daily commute unless you are driving a company vehicle. If you are injured during a business trip, while traveling to meet with a customer, or while driving to make a pickup or delivery as part of your job duties, your injuries should be covered.
Many work-related injuries in New Jersey fall within “gray areas” of benefits coverage. If you were denied compensation for your injury, you should consult with an attorney to find out whether you are legally eligible for benefits. Call Manfred F. Ricciardelli, Jr. today at (877) 360-0183 or fill out the contact form above to set up your FREE consultation. Your contact with us is always free, and you owe us nothing unless we win your case.
Want to know more about injured workers’ rights? Click the link on this page to download our FREE electronic book, What the Injured Worker Needs to Know: Your Workers’ Comp Guide.